Business
insurance

Together we will design the business insurance that best suits your needs. Regardless of the size and the type of business you have, PROTEC is a reliable and experienced insurance broker. We can advise your company in any economic activity that may involve: manufacturing, trade, mining, construction, transportation, professional services, etc.

Why you should have
business insurance?

Risks are inherent to the operations of any company. However, an entrepreneur with vision knows that he will have to prepare to face them properly; Therefore, it is necessary to try to prevent them and find the best options for the safety of your employees, facilities, and production.

Fortunately, there is a way to protect your company and what is in it. Business insurance provides the means to compensate for the damages incurred as a result of a catastrophic event. At PROTEC we adapt ourselves to your particular requirements.

We protect from small to large enterprises in all sectors of the economy.

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Our offer

Property & casualty insurance

Here you will find the insurance that is intended to mitigate the loss that an insured may suffer in their assets as a result of an accident, among which are the following perils:

Package policy

Package policy insurance (Package policy)

It protects both the property and the assets of your company, business or trade. Some of its coverage are:

Fire and/or lightning & explosion
All risks (including earthquake and other natural catastrophes)
Debris removal
Consequential losses
Casualty (Liability)
Glass breakage
Illuminated advertisements
Boiler & machinery breakdown
Electronic equipment
Theft
Money and/or securities

Casualty (Liability)

Payment of legal compensation owed by the named insured to a third party as a result of damage on their property or person as a result of the activities described in the policy. This policy covers bodily injury, disease, and death as well as deterioration and destruction of property.

Some of the beneficiaries of this insurance are:

Industry and commerce
Hotels
Contractors
Tenant’s
Products and completed operations
Passengers
Product export
Clinical trials (Protocol)
Pollution
Directors and officers
Errors and omissions
Professional liability

Construction

It covers the losses and damage during a construction project and it can cover the building, its contents and any damage as a result of this activity.

Contractors and heavy machinery equipment

It covers loss or damage caused to any contractor’s equipment and heavy machinery, arising from the risks in construction projects.

Cargo

It covers damage and/or loss that goods may suffer during the transfer from one place to another whether transported by land, maritime and air transport.

Cyber Risk Insurance

Cyber insurance or cyber risk insurance protects companies and organizations against cyber attacks and data theft.

Agricultural

It covers the uncertain loss or damage affecting the yield, quality or survival of the agricultural or livestock activities by climate risk.

Credit

Insurance term which is purchased in conjunction with a purchase that provides the benefit of paying the total or part of the obligation of credit in the event of the death of the debtor or physical disability of the same during the payment of the loan. In case of business credit it can cover the inability of the debtor to pay due to insolvency.

Automobiles

Residents

Coverage of Mexican plated vehicles, both for personal as well as commercial use. We also offer liability coverage for commercial and private passenger vehicles entering the United States.

Tourists

Coverage for private passenger or commercial vehicles entering Mexico with a foreign plate.

Aviation

It covers damage or loss suffered by an aircraft or helicopter entering Mexico. Coverage can extend to its hull and liability to third parties.

Package policy
Casualty (Liability)
Construction
Contractors and heavy machinery equipment
Cargo
Cyber Risk Insurance
Agricultural
Credit
Automobiles
Aviation

Package policy insurance (Package policy)

It protects both the property and the assets of your company, business or trade. Some of its coverage are:

Fire and/or lightning & explosion
All risks (including earthquake and other natural catastrophes)
Debris removal
Consequential losses
Casualty (Liability)
Glass breakage
Illuminated advertisements
Boiler & machinery breakdown
Electronic equipment
Theft
Money and/or securities

Casualty (Liability)

Payment of legal compensation owed by the named insured to a third party as a result of damage on their property or person as a result of the activities described in the policy. This policy covers bodily injury, disease, and death as well as deterioration and destruction of property.

Some of the beneficiaries of this insurance are:

Industry and commerce
Hotels
Contractors
Tenant’s
Products and completed operations
Passengers
Product export
Clinical trials (Protocol)
Pollution
Directors and officers
Errors and omissions
Professional liability

Construction

It covers the losses and damage during a construction project and it can cover the building, its contents and any damage as a result of this activity.

Contractors and heavy machinery equipment

It covers loss or damage caused to any contractor’s equipment and heavy machinery, arising from the risks in construction projects.

Cargo

It covers damage and/or loss that goods may suffer during the transfer from one place to another whether transported by land, maritime and air transport.

Cyber Risk Insurance

Cyber insurance or cyber risk insurance protects companies and organizations against cyber attacks and data theft.

Agricultural

It covers the uncertain loss or damage affecting the yield, quality or survival of the agricultural or livestock activities by climate risk.

Credit

Insurance term which is purchased in conjunction with a purchase that provides the benefit of paying the total or part of the obligation of credit in the event of the death of the debtor or physical disability of the same during the payment of the loan. In case of business credit it can cover the inability of the debtor to pay due to insolvency.

Automobiles

Residents

Coverage of Mexican plated vehicles, both for personal as well as commercial use. We also offer liability coverage for commercial and private passenger vehicles entering the United States.

Tourists

Coverage for private passenger or commercial vehicles entering Mexico with a foreign plate.

Aviation

It covers damage or loss suffered by an aircraft or helicopter entering Mexico. Coverage can extend to its hull and liability to third parties.

PROTEC SALUD

Free medical assistance 24/7 through your cell phone

Employee benefits

Insurance for companies to cover their employees, among which it includes:

Major medical expenses for employees
Group Life
Personal accident for employees
Dental insurance for employees
Funeral expenses for employees

Major medical expenses for employees

Plans that cover 24/7 accident and illnesses and can be tailored to the place of residence, desired level of hospitals, as well as several deductibles that allow you to manage the cost according to your needs.

Group Life

Plans according to needs.

Personal accident for employees

They cover medical expenses due to an accident, disability, and accidental death. Very affordable premiums.

Dental insurance for employees

A wide range of services; diagnosis, prevention, root canals, gum, crowns, and other procedures surgery.

Funeral expenses for employees

It provides financial support to cover the funeral expenses caused by the death of the holder or of a family member who is covered by the policy.